www.universalcard.com is AT&T Universal Card which is issued and managed by Citibank. With the Universal Card, you can earn great rewards plus save up to $350 a year on eligible AT&T products and services and also save up to 10% on wireless. There is no annual fee for the AT&T universal card. Every dollar spent on eligilble AT&T products and services will allow you to receive 10% savings in the first 12 months and 5% thereafter. So, if you buy a lot of AT&T services and products, then this card may be for you though there is a limit of up to $350 of savings per calendar year.
www.universalcard.com allows you to apply online for your card, but you have to be 18 years or older. The nice thing about an AT&T universal card is that it allows you to have free 30 minutes of phone call a month and also 2 free directory assistance. To take advantage of these calilng benefits, call 1-800-308-6537. It also seems like you can use these free minutes for calling international lines, but do call the operator to find out as international rates can vary. Online services on www.universalcard.com includes viewing your account summary, historical statements and also paying your bills online.